Responsible for underwriting residential mortgage loans to ensure compoiance with bank, FHA/VA, FANNIE, and secondary market standards.
Communicates with processors, originators, clients and other internal and external clients. Meets performance standards and goals established by the bank. Will be responsible for all loan types, Examples include Conventional, Fannie, FHA, and VA. Also non conforming loans.
Qualifications:
Must have 4 plus years of Recent Conventional Mortgage underwriting experiance.
Must demonstrate longevity throughout Employment history
High School diploma required
Experience with web based approval systems(DU/LP) required.
Exceptional customer service skills
Excellant verbal and written communication skills
Ability to interface work autonomously and handle multiple projects simultaneously
Competenty utilize computer software-MS Word, MS Excel , and e mail are a integral part of day to day activity.
Ability to work long hours
Review financial statements, credit reports, debt ratios and loan to value
Evaluate and sign off on residential Mortgages
Ensure that all transactions are properly documented to program standards or ensure exception situations are properly documented and authorized.
Maintain current knowledge of all underwriting guidelines for transactions processed by the real estate team.
- Compensation: to be discussed
- Principals only. Recruiters, please don't contact this job poster.
- Please, no phone calls about this job!
- Please do not contact job poster about other services, products or commercial interests.
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